What we can offer...

Other than a direct cash purchase from savings, most purchases of solar utilize financing through securing a loan, either secured or unsecured.

Cira Energy, Inc. can provide services and consulting for both secured loans or unsecured loans.

Options to secure financing can be provided either through secured funding or unsecured funding. These loans can be set up by any members of our team.

Secured: As of 2010, rates provided for refinancing or lines of credit are historically low.

Example:

Home value = $600,000
Mortgage amount = $400,000
Current interest rate = 5.8%
Current payment = $2,347
New interest rate = 4.5%
New payment = $2,026
Cost of Solar (after rebate & tax credit) = $25,000
New payment with purchase of solar = $2,153

Unsecured: Cira Energy Inc. has options through accredited institutions that offer either a monthly payment or a same-as-cash (SAC) up to 18 months.

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